Death

When you die, you will receive a dialog that offers to resurrect you at the nearest church. Currently in single player this is the only spot to get resurrected, so you should click the resurrection button unless you want to peak at the area for a moment where you died. We are planning to add another death difficulty setting to single player, that would require you to reload from a prior save point rather than resurrecting but still have some work to do for that. In the future of multiplayer, another player may resurrect your soul on location with the prayer skill.

If you are below level 20 there is no penalty other than needing to restart quests (this can be changed in world difficulty settings). If you are above level 20 then you will lose the items equipped on your character and stored in your inventory but fear not, you may reclaim these items if you can make it back to your corpse before it decays (~15 minutes, adjustable in difficulty). (Note: Items you store in the bank are always safe from loss)